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Writing about health insurance costs, the subsidy cliff or coverage for the self-employed? Frank Caballero is available for interviews, background conversations and quotes in English or Spanish. Everything you need to describe the business accurately is on this page.

Verified facts

  • Licensed agent

    NPN 21032307 · Florida DFS #G079941

  • Licensed in

    31 states

  • Reputation

    BBB Accredited, A rating · 4.9★ · 78 Google reviews

  • Languages

    English and Spanish

License status can be confirmed independently through the National Insurance Producer Registry or the Florida Department of Financial Services. State-by-state details are on the licenses page.

About the company

One sentence

FC Insurance Solutions LLC is a Tampa health insurance brokerage that helps self-employed people, families and early retirees compare Marketplace and private health plans, at no cost to the client.

One paragraph

FC Insurance Solutions LLC is an independent health insurance brokerage based in Tampa, Florida, licensed in 31 states. Owner Frank Caballero works with people who buy their own coverage, including the self-employed, 1099 contractors, small business owners, families and early retirees under 65, and compares ACA Marketplace plans with private, medically underwritten plans side by side. Consultations happen by phone and video in English and Spanish. The firm is BBB Accredited with an A rating, and clients pay no broker fee.

Mailing address

5701 E Hillsborough Ave Ste 1202, Tampa, FL 33610. All client work is done remotely.

Frank Caballero, bio

Frank Caballero is a licensed health and life insurance agent and the owner of FC Insurance Solutions LLC in Tampa. He holds National Producer Number 21032307 and a Florida license, and is licensed in 31 states. His practice focuses on people without employer coverage who are trying to make sense of the Marketplace, the return of the ACA subsidy cliff and private plan options. He is bilingual in English and Spanish and serves Spanish-speaking families across Tampa Bay.

Frank writes the consumer guides on this site, including explainers on the 2027 subsidy cliff and 2027 ACA changes in Florida. More on his background is on the About page.

Topics Frank can speak to

  • The 2027 ACA subsidy cliff and what households just over 400% of the poverty line can do
  • Health insurance for the self-employed, 1099 contractors and small business owners
  • Early retirees bridging the years before Medicare
  • Private, medically underwritten plans versus Marketplace plans
  • Open enrollment and special enrollment deadlines, explained for consumers
  • Coverage challenges for Tampa Bay's Spanish-speaking families

Logo and headshot

Free to use in coverage of the business. Please do not alter the logo.

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