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    Serving West Virginia
    5.0 Google RatingBBB Accredited · 31+ States

    HealthInsuranceinWestVirginia,DoneRight.

    Independent advisor serving self-employed workers, small business owners, and rural families across Charleston, Huntington, Morgantown, and beyond. Licensed by the State of West Virginia. NPN: 21032307.

    BBB Accredited · A Rating
    5.0 Google Rating
    Licensed in 31+ States
    NPN: 21032307
    Free Consultations · No Pressure
    Thousands of Families Served
    Hablamos Español
    BBB Accredited · A Rating
    5.0 Google Rating
    Licensed in 31+ States
    NPN: 21032307
    Free Consultations · No Pressure
    Thousands of Families Served
    Hablamos Español

    WhyWestVirginiaClientsChooseFC

    • Highmark BCBS West Virginia leads the individual market
    • Enhanced ACA subsidies cover most premiums for qualifying households
    • We evaluate rural provider access before recommending any plan
    Kind Words

    Reviews

    Real words from real families we've helped.

    Frank is absolutely great to work with! He is knowledgeable, professional and most of all, patient! He recently helped me on figuring out a policy that would fit my needs on what I was looking for. He responded back to me in a timely manner and was the kindest person and very polite. Would highly recommend him for your insurance needs.

    LS
    Lisa Smith
    G
    Google·02/03/2026

    I spent hours on the Marketplace until Frank messaged me. I was skeptical at first but I couldn't be more wrong. Frank and his wife found the perfect medical plan for me despite the fact I'm self employed, and made the process so easy with his guidance the whole way. He knows the system inside and out. Highly recommend.

    MK
    Michelle Kelley
    G
    Google·06/04/2025

    Excelente el señor Frank Caballero. Amable, muy profesional, muy entregado a sus clientes. Muchas gracias por tu servicio de calidad, si le pudiera dar 10 estrellas se las daría. ¡Gracias!

    YR
    Yeranis Rodriguez
    G
    Google·01/22/2026

    Frank has been amazing to work with. He is always available to answer my questions. As a self employed person in my 60s good insurance at a reasonable rate has been a challenge, but he found me a policy that has been great. I have already recommended him to friends and colleagues.

    BD
    Bunny Dennis Morris
    G
    Google·04/16/2025

    Would highly recommend him for all my friends and family.

    PF
    Parker Florence
    G
    Google

    He listened to my issues and concerns and explained my options thoroughly.

    JF
    Joe F
    G
    Google

    Plans available statewide in West Virginia

    We work with clients in Charleston, Huntington, Morgantown, Parkersburg, Wheeling, and every rural and suburban community in between. If you're in West Virginia, we can help — and if you move or work across state lines, we're licensed in 31+ states so nothing has to change.

    Get Your West Virginia Quote

    Tell us about your West Virginia coverage needs

    No spam. No pressure. One licensed advisor reads every message.

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