Your advisor
About Frank Caballero
I am a licensed health and life insurance broker and the owner of FC Insurance Solutions LLC in Tampa, Florida. I help self-employed people, families and small business owners who are paying too much for coverage or have none at all, in English or Spanish.
Most of my clients earn too much for a marketplace subsidy and are healthy enough to be priced on their health instead of their income. For them I quote a private PPO on a national network next to the marketplace plan and show both numbers. When the marketplace is the better answer, I say so and enroll them there. There is no fee either way; the carrier pays the broker.

Licenses and credentials
- National Producer Number
- NPN 21032307
- Florida license
- FL DFS #G079941
- Licensed in
- 31 states
- Google reviews
- 4.9★ · 54 Google reviews
- Better Business Bureau
- Accredited, A rating
- Languages
- English and Spanish
Every state license is posted on the licenses page. You can verify the NPN at nipr.com and the Florida license at myfloridacfo.com.
How I work
Phone, text or video
Everything from the first call to the application happens remotely. I can share my screen to walk through the numbers. You never have to drive anywhere.
A 15-minute first call
You tell me your ZIP code, household, income range and any health history. I tell you honestly whether a private plan or the marketplace is the better buy, and what it costs.
A real person after you enroll
Claims questions, billing problems, a new baby, a move to another state: you text me, not a call center. Licensed in 31 states, so coverage follows you.
Reviews
Real words from real families we've helped.
Frank is absolutely great to work with! He is knowledgeable, professional and most of all, patient! He recently helped me on figuring out a policy that would fit my needs on what I was looking for. He responded back to me in a timely manner and was the kindest person and very polite. Would highly recommend him for your insurance needs.
I spent hours on the Marketplace until Frank messaged me. I was skeptical at first but I couldn't be more wrong. Frank and his wife found the perfect medical plan for me despite the fact I'm self employed, and made the process so easy with his guidance the whole way. He knows the system inside and out. Highly recommend.
Excelente el señor Frank Caballero. Amable, muy profesional, muy entregado a sus clientes. Muchas gracias por tu servicio de calidad, si le pudiera dar 10 estrellas se las daría. ¡Gracias!
Frank has been amazing to work with. He is always available to answer my questions. As a self employed person in my 60s good insurance at a reasonable rate has been a challenge, but he found me a policy that has been great. I have already recommended him to friends and colleagues.
Would highly recommend him for all my friends and family.
He listened to my issues and concerns and explained my options thoroughly.
Get a real quote in 15 minutes
No fee. No pressure. A licensed broker, not a call center.