Seguro de salud en Sarasota, Florida, en español
Sarasota tiene muchísimos jubilados antes de los 65 y residentes de temporada, además de profesionales independientes, contratistas y artistas. Casi todos compran su propio seguro, y muchos acaban de perder el crédito fiscal que lo hacía accesible.
A quién ayudamos en Sarasota
Trabajamos con jubilados tempranos de 55 a 64 años que esperan Medicare, parejas que pasan parte del año en el norte, consultores y profesionales financieros, contratistas y negocios de piscinas y jardinería en North Port y Venice, y artistas del distrito cultural. La mayoría compara por primera vez un plan privado PPO, con precio según su salud, contra un plan del mercado, y casi nadie ha visto los dos precios lado a lado.
Hospitales y redes locales
Sarasota Memorial es un sistema público con sedes en Sarasota y Venice, y es el hospital que la mayoría quiere tener cubierto. Confirme que esté en la red de cualquier plan antes de inscribirse, junto con los especialistas que vea en Tampa o St. Petersburg.
- Sarasota Memorial Hospital
- Sarasota Memorial Hospital, Venice
- HCA Florida Sarasota Doctors Hospital
- Lakewood Ranch Medical Center
Zonas que atendemos alrededor de Sarasota
Sarasota, Venice, North Port, Osprey, Nokomis, Siesta Key, Lakewood Ranch y todo lo que queda en medio. Con licencia en 31 estados, incluida Florida, así que puedo seguir ayudándole si se muda.
¿Plan privado o plan del mercado?
Si su hogar califica para un subsidio o alguien tiene una condición seria, el mercado suele ser la respuesta y lo inscribimos ahí sin costo. Si usted tiene buena salud y gana más del límite del subsidio, un PPO privado con precio según su salud y no según sus ingresos puede costar menos; revise que los hospitales de arriba estén en su red. Le mostramos los dos números y le decimos cuál escogeríamos nosotros.
Lea más: seguro de salud en Tampa, planes para familias y todas las guías en español.
Jubilación temprana y el límite de ingresos
Para la cobertura de 2027, el crédito del mercado termina en el 400 por ciento del nivel federal de pobreza: 86,560 dólares para una pareja. Una pensión, retiros de la cuenta de jubilación y algo de consultoría pueden pasar esa línea, y por encima se paga el precio completo justo en la edad en que las primas son más altas. Si ambos están sanos, un plan privado basado en su salud y no en sus ingresos puede costar menos. La guía de la inscripción abierta 2027 y nuestras guías en español explican más.
Residentes de temporada
Su plan se basa en su residencia principal. La mayoría de los planes HMO del mercado en Florida solo cubren emergencias fuera del estado. Si usted tiene menos de 65 años y divide el año entre dos estados, una red PPO nacional suele funcionar mejor.
Pida su cotización o llame o envíe un texto al (786) 218-2384. Atendemos todo Florida en español.
Preguntas frecuentes en Sarasota
¿Sarasota Memorial Hospital está en la red de sus planes?
En muchos planes privados PPO, sí. En los planes del mercado depende del plan. Lo confirmamos antes de inscribirlo.
Paso parte del año en otro estado. ¿Qué plan me conviene?
Un plan basado en su estado de residencia principal con una red que funcione en ambos lugares. Una PPO nacional suele ser mejor que una HMO de Florida.
¿Un jubilado temprano puede empezar un plan privado cualquier mes?
Sí, si lo aprueban. Los planes del mercado necesitan la inscripción abierta o un evento calificado.
¿Atienden Venice y North Port?
Sí, todo el condado de Sarasota, por teléfono y video.
¿Cobran algo por su servicio?
No. La aseguradora le paga al agente y su prima es la misma.
Otras zonas de Tampa Bay
Reviews
Real words from real families we've helped.
Extremely helpful with a desire to assist you. He seems very passionate for the people he is offering help to. I would highly recommend him for services that are available for you.
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Very knowledgeable, made things very clear it felt like he truly cared about my family’s situation. Bonus points frank is bilingual which made it easy for my mom to understand
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I reached out to Frank in a bad situation with the threat of us not being able to afford health insurance due to the way the healthcare system is broken. That is an extremely stressful situation being that this would be the first time in our lives that we were without health insurance. I expected to be badgered and pushed to purchase insurance. It was quite the opposite. He just simply answered my questions and was sympathetic to the situation but never once did he ask me to purchase insurance. He just told me what I needed to know to make a decision. I cannot recommend him enough to tell people how amazing he is and how he diffused a potentially stressful situation in this day and age. He is one of a kind. Lila
I contacted Frank in February knowing that I would need insurance then or in the coming months. In past few days I worked with Frank and others to acquire health coverage that supports me and my wife in our tweener years: We’re a few years out from 65 but entering full-on retirement. Frank will take care of you, either directly or with his connections.
Frank is absolutely great to work with! He is knowledgeable, professional and most of all, patient! He recently helped me on figuring out a policy that would fit my needs on what I was looking for. He responded back to me in a timely manner and was the kindest person and very polite. Would highly recommend him for your insurance needs.
Excelente el señor Frank Caballero 🤝 amable, muy profesional, muy entregado a sus clientes ..muchas gracias por tu servicio de calidad, si le pudiera dar 10 estrellas se las daría 🙏gracias !!!
I cannot say enough great things about Frank. He was professional and very knowledgeable. Obtaining healthcare insurance can be a challenge and task. He made the process easy & smooth. I would highly recommend him to anyone! I look forward to working with him in the future for any of our healthcare Insurance needs. Don’t hesitate to give him a call. You will not be disappointed.
Frank is absolutely great to work with! He is knowledgeable, professional and most of all, patient! He recently signed us up for health insurance. He found a policy that fit our needs perfectly. We took our time combing over the details of the policy and checking his credentials. He was so patient and gracious throughout the entire process. I am looking forward to having Frank as our agent!
Frank provided incredible advice and assistance during the busiest time of year for agents and brokers. He listened to my issues and concerns and explained my options thoroughly. He is extremely professional and more importantly empathetic.
Frank Caballero, owner of FC Insurance Solutions, was able to locate a much more reasonabley priced individual health insurance plan for me which covers my needs well. The "affordable" health plan premiums in Healthcare.gov are a joke! Frank helped direct my husband to the appropriate colleague when the insurance application process didn't go as we all expected. Colleague was able to take care of things. You will be in excellent hands with Frank Caballero!
Very Impressed with the level of support, professionalism and salesmanship that Frank and his associates showed me while purchasing my first health insurance policy. Would highly recommend him for all my friends and family. I’m fully covered to my needs and he’s always willing to help if i have any questions or concerns about my policy. Would give more than 5 stars if I could.
Su cotización para Sarasota
Sin honorarios. Sin presión. Un agente con licencia en Tampa.