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    Group Coverage5.0 GoogleBBB Accredited31+ States

    Affordable Group Health Insurance for Small Businesses and Their Teams

    Keep your employees healthy, motivated, and protected with group health coverage that saves you money and supports business growth.

    Licensed health insurance professional helping small business owners design affordable, flexible group coverage solutions that protect both employers and employees — nationwide.

    BBB Accredited · A Rating
    5.0 Google Rating
    Licensed in 31+ States
    NPN: 21032307
    Free Consultations · No Pressure
    Thousands of Families Served
    Hablamos Español
    BBB Accredited · A Rating
    5.0 Google Rating
    Licensed in 31+ States
    NPN: 21032307
    Free Consultations · No Pressure
    Thousands of Families Served
    Hablamos Español

    Key Benefits

    Providing employee health insurance isn't just about compliance — it's a proven growth strategy that attracts talent and reduces turnover.

    Attract Top Talent

    Strong health benefits make your company stand out, helping you recruit skilled professionals in a competitive market.

    Boost Retention & Loyalty

    Employees stay longer and perform better when they feel protected and valued.

    Improve Productivity

    Healthy teams mean fewer sick days and higher output across your organization.

    Tax Advantages

    Small businesses may qualify for tax deductions when providing health insurance to employees.

    Coverage Options

    We design group benefit packages custom-built for your business, whether you have a team of 5 or 500.

    Small Group Plans (2–50 Employees)

    • •Guaranteed issue — no employee can be denied coverage based on health history.
    • •Multiple carrier options to balance cost and coverage quality.
    • •Options for medical, dental, vision, and life insurance bundled together.

    Level-Funded Plans

    • •A hybrid between fully insured and self-funded — ideal for healthier groups looking to save.
    • •Fixed monthly costs with potential refunds if claims come in lower than expected.
    • •Access to major carrier networks and strong stop-loss protection.

    Supplemental Group Benefits

    • •Accident, critical illness, and disability coverage to complement the core health plan.
    • •Voluntary options employees can elect with minimal employer cost.
    Kind Words

    Reviews

    Real words from real families we've helped.

    Frank is absolutely great to work with! He is knowledgeable, professional and most of all, patient! He recently helped me on figuring out a policy that would fit my needs on what I was looking for. He responded back to me in a timely manner and was the kindest person and very polite. Would highly recommend him for your insurance needs.

    LS
    Lisa Smith
    G
    Google·02/03/2026

    I spent hours on the Marketplace until Frank messaged me. I was skeptical at first but I couldn't be more wrong. Frank and his wife found the perfect medical plan for me despite the fact I'm self employed, and made the process so easy with his guidance the whole way. He knows the system inside and out. Highly recommend.

    MK
    Michelle Kelley
    G
    Google·06/04/2025

    Excelente el señor Frank Caballero. Amable, muy profesional, muy entregado a sus clientes. Muchas gracias por tu servicio de calidad, si le pudiera dar 10 estrellas se las daría. ¡Gracias!

    YR
    Yeranis Rodriguez
    G
    Google·01/22/2026

    Frank has been amazing to work with. He is always available to answer my questions. As a self employed person in my 60s good insurance at a reasonable rate has been a challenge, but he found me a policy that has been great. I have already recommended him to friends and colleagues.

    BD
    Bunny Dennis Morris
    G
    Google·04/16/2025

    Would highly recommend him for all my friends and family.

    PF
    Parker Florence
    G
    Google

    He listened to my issues and concerns and explained my options thoroughly.

    JF
    Joe F
    G
    Google

    Ready to compare group coverage plans?

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